As a driver, you have certain responsibilities. In addition to being courteous to other drivers when you’re out on the road, perhaps the most important thing you can do is carry the right insurance coverage. Here, we go over various Mazda car insurance policies so you can see what they cover.
Liability
Liability insurance is a policy every driver is legally obligated to have. If you cause an accident, this insurance will cover any resulting damages or injuries.
Collision
If you only have liability insurance and, say, drive into a telephone pole, you’ll have to pay for the repairs out of your own pocket. If you have a collision policy, however, this will give you some, if not all, the money you need.
Comprehensive
Some types of car insurance keep your car protected even if it’s just sitting in your driveway. If a tree were to fall onto it, comprehensive insurance would cover the damage.
Uninsured Motorist
A startling number of people are driving around without any insurance. If you’re unlucky enough to get into an accident with one of these folks, having an uninsured motorist policy will be a huge help.
Medical Payments Coverage
If your health insurance is more bare-bones, it may not provide great coverage for medical bills resulting from an accident. Medical payments coverage insurance would give you real peace of mind.
While liability is a must, it’s really up to you to determine how many of these other types of insurance policies you may need. To get more information on coverage, talk to an insurance agent. You can also contact Heritage Mazda Bel Air and we’ll be happy to offer our recommendations.
